Locations

First Federal proudly serves Baker, Bay (Mortgage Office), Columbia, Hamilton, Holmes, Jackson, Lafayette, Manatee, Nassau, Sarasota, Suwannee, and Washington counties.

Baker County

Macclenny – 784 South Sixth Street, Macclenny, FL 32063
(904) 653-5400

Market Manager: Dana Wood

ATM location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 5:00 p.m. Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. Monday - Friday

Glen St. Mary – 1012 N. Sherman Ave. (Hwy 90)

Deposit ATM on location

Bay County

Panama City – Mortgage Office only
11053 Hutchison Blvd., Panama City Beach, FL 32407
(850) 257-2621

Regional Manager: Stan Lindsay

Office Hours:
8:00 a.m. - 5:00 p.m. Monday - Friday

Columbia County

Lake City – Financial Center branch
4705 U.S. Highway 90 West, Lake City, FL 32055
(386) 755-0600

Financial Manager: Renee Faulkner

ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. Monday - Friday



Lake City – Lake City Mall branch
2571 U.S. Highway 90 West, Lake City, FL 32055
(386) 755-0600

East Regional Manager: Gigi Register
Financial Manager: Nicole Storer

Deposit ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 5:00 p.m. Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. Monday - Thursday
8:00 a.m. - 6:00 p.m. Friday


Lake City – 1st Street/Main Boulevard branch ~ 707 SW Main Boulevard, Lake City, FL 32025
(386) 755-0600

Financial Manager: Gloria Markham

Deposit ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 6:00 p.m. Friday

Drive Thru:
7:30 a.m. - 5:00 p.m. Monday - Thursday
7:30 a.m. - 6:00 p.m. Friday
9:00 a.m. – 12:00 p.m. Saturday

Hamilton County

Jasper – 507 Hatley St. SW, Jasper, FL 32052
(386) 792-2400

Financial Manager: Debbie Reid

Deposit ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 5:00 p.m. Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. Monday - Thursday
8:00 a.m. - 5:30 p.m. Friday

White Springs – ATM/Night Drop only
Spring & Bridge Street

Holmes County

Bonifay – 300 N. Waukesha Street, Bonifay, FL 32425
(850) 547-3624

Market Manager: Sandy Spear
Financial Manager: Wesley Whitaker

Deposit ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. CT Monday - Thursday
9:00 a.m. - 5:00 p.m. CT Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. CT Monday - Thursday
8:00 a.m. - 5:30 p.m. CT Friday

Jackson County

Graceville – 962 8th Avenue, Graceville, FL 32440
(850) 263-3225

Branch Manager: Debbie Arnold

Deposit ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. CT Monday - Friday

Marianna East – 4701 Highway 90, Marianna, FL 32446
(850) 526-7144

Market Manager: Garrett Grimsley

Deposit ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. CT Monday - Thursday
9:00 a.m. - 5:00 p.m. CT Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. CT Monday - Thursday
8:00 a.m. - 5:00 p.m. CT Friday

Marianna West – 4215 Lafayette Street, Marianna, FL 32446
(850) 526-4411

Market Manager: Garrett Grimsley

Deposit ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. CT Monday - Thursday
9:00 a.m. - 5:00 p.m. CT Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. CT Monday - Thursday
8:00 a.m. - 5:00 p.m. CT Friday

Marianna West

Lafayette County

Mayo – 187 N. Fletcher Ave, Mayo, FL 32066
(386) 294-1940

Financial Manager: Wendy Bash

ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 5:00 p.m. Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. Monday - Thursday
8:00 a.m. - 5:30 p.m. Friday


Manatee County

Bradenton – 6004 26th Street West, Bradenton, FL 34207
(941) 359-6820

Financial Specialist: Gary MacDonald

ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 5:00 p.m. Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. Monday - Thursday
8:00 a.m. - 5:00 p.m. Friday


Nassau County

Amelia Island/Fernandina Beach – 1500 Sadler Road, Fernandina Beach, FL 32034
(904) 321-2337

Market Manager: Mike Mickler

ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 5:00 p.m. Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. Monday - Thursday
8:00 a.m. - 5:00 p.m. Friday

Yulee – 463845 State Rd. 200, Yulee, FL 32097 (Chester Rd. & A1A)
(904) 321-2337

Financial Manager: Mary Bunk

ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 4:00 p.m. Friday

Drive Thru:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 4:00 p.m. Friday

 

 

Sarasota County

Sarasota – Lockwood Ridge branch
8307 Lockwood Ridge Road, Sarasota, FL 34243
(941) 359-6820

Financial Specialist: Randy Bertrand

ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 5:00 p.m. Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. Monday - Thursday
8:00 a.m. - 5:00 p.m. Friday

Sarasota – Ringling branch
126 S. Osprey Ave., Sarasota, FL 34236
(941) 359-6820

Customer Service Specialist: Devon Mertz

ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Friday

Drive Thru:
9:00 a.m. - 4:00 p.m. Monday - Friday

Suwannee County

Live Oak – Live Oak Main branch
804 South Ohio Ave., Live Oak, FL 32064
(386) 362-3433

West Regional Manager: Stephanie McClendon
Financial Manager: Heather Thompson

Deposit ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 6:00 p.m. Friday

Drive Thru:
7:30 a.m. - 5:00 p.m. Monday - Thursday
7:30 a.m. - 6:00 p.m. Friday
9:00 a.m. - 12:00 p.m. Saturday

Live Oak – North Ohio branch
1102 North Ohio Ave., Live Oak, FL 32064
(386) 362-3433

Financial Manager: Kyna Smith

ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 5:00 p.m. Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. Monday - Thursday
8:00 a.m. - 6:00 p.m. Friday

Dowling Park – 11035 CR 136, Dowling Park, FL 32060
(386) 362-3433

Financial Manager: Pam Cochran

ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 5:00 p.m. Friday

Drive Thru:
9:00 a.m. - 4:00 p.m. Monday - Thursday
9:00 a.m. - 5:00 p.m. Friday

Washington County

Chipley – 1012 Main Street, Chipley, FL 32428
(850) 638-7892

ATM on location

Lobby:
9:00 a.m. - 4:00 p.m. CT Monday - Thursday
9:00 a.m. - 5:00 p.m. CT Friday

Drive Thru:
8:00 a.m. - 5:00 p.m. CT Monday - Thursday
8:00 a.m. - 5:00 p.m. CT Friday