Personal Savings Comparison


Personal Savings

Student Savers

Money Market

Cash Management

Premium Cash Management

Certificates of Deposit (CDs)

Free Internet Banking

Free Telephone Banking (AIMEE)

Interest Earning Account


Daily balance must stay above $1,000 to earn interest.


Daily balance must stay above $5 to earn interest.


Daily balance must stay above $5,000 to earn interest.


Daily balance must stay above $5,000 to earn interest.


Daily balance must stay above $5,000 to earn interest.

Tiered Interest on Higher Balances





(on most CDs)

Excess Withdrawal Fee

$5
(for each withdrawal over 9 per quarter)

$2
(for each withdrawal over 3 per month)

$4
(for each check written over 3 per month)

$4
(for each check written over 3 per month)

$4
(for each check written over 3 per month)


eStatement Available


(Maturity Statements)

Minimum Balance Needed to Waive Monthly Service Charge

$500

n/a

$2,500

$2,500

$2,500


Monthly Service Charge

$13 Quarterly
(waived with automatic transfer from First Federal account)

none

$14
($3 discount with eStatement)

$14
($3 discount with eStatement)

$14
($3 discount with eStatement)



Additional Information

Additional Information

Additional Information

Additional Information

Additional Information

Additional Information



Personal Savings


Student Savers


Money
Market


Cash Management


Premium Cash Management


CDs


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