Your bank deposits are FDIC insured up to $250,000 per depositor for each account ownership category.

First Federal is a well capitalized institution, with $829 million in assets, a cushion of $82 million in capital and $9 million in reserves.

We are thoroughly examined by the Office of Thrift Supervision, who ranks First Federal as "Well Capitalized." First Federal earned a "Superior" 5 Star rating from BauerFinancial, Inc.*

First Federal has maintained a conservative stance in its business operations and underwriting practices.

To verify insurance coverage on your deposits, you may check with EDIE the FDIC's insurance calculator. This link will take you away from FFBF's web site.

Click to review FFBF Quarterly Financial Statement or President's Message

Click to review First Federal Bank of Florida, Lake City, FL, - BauerFinancial ranking at www.bauerfinancial.com.

First Federal has been ranked a 5 Star institution which denotes, "Superior" financial stability from BauerFinancial, Inc., Coral Gables, FL. BauerFinancial compiles their ratings from financial data as reported to federal regulators. Financial institution ratings and financial data as of 12/31/10.