The Gold Collection

Our Gold Collection is a collection of benefits designed to save you money! The collection includes:

Unlimited Standard Order Checks
Bill Pay
Instant Personalized Debit Card
Refunded ATM Fees
One Non-Sufficient Funds Fee Waived per Year
Annual IRA Fee Waived
and Membership in the GenGold® Rewards Program

The GenGold® Rewards Program

Extraordinary Value

GenGold® delivers the lowest possible prices on everything we offer. All benefits and services are provided at or below actual cost as a "loss leader". It’s an unbeatable way to save on virtually everything you buy from purchases at local stores to dining at area restaurants and so much more!

Extraordinary Service Quality

One single toll-free number accesses all GenGold® benefits and services. GenGold® employs absolutely no telephone automation. Every call is answered by a dedicated live representative. Their dedicated service specialists are trained to deliver information on all services without call transfers. It’s real “concierge-level” service quality like you’ve never experienced before!

Consumer Protection Services
Enjoy peace of mind knowing your personal information and purchases are safe and secure.
- Identity Theft Protection & Security Center (Fraud Alerts, Junk Mail Reduction, Free Credit Reports, Credit Card & Personal Information Form, Identity Theft Restoration Service)
- Automatic 90-Day Purchase Protection
- Automatic Extended Repair Warranty
- Discounted Experian® Credit Monitoring
- Discounted BitDefender® Anti-virus Software
- ADT Home Security Discounts
Travel Services
GenGold® is your travel advocate! Unlike other travel services, they don’t make money on what you spend. Instead, they use all of the resources available, including the internet and “inside” travel industry trade-only connections to deliver more value for your travel and vacation dollar. They offer the guaranteed lowest rates (even including Internet rates and “specials”), plus discounts and rebates on:
- International & Domestic Air
- Car Rental Reservations
- Hotel Accommodations
- Cruises
- Condominium Vacations
- Ski Lift Tickets
- Theme Parks
- CityPass®
- Amtrak Tickets
- Eurail Passes
Local Restaurant and Merchant Participation

Simply present your membership card at local restaurants and merchants and receive special discounts on valuable services right at home!
Retail Stores and Gifts
GenGold® will help you get more for less with substantial savings at many of the best stores in town!
- National Retail Discounts – Participants include Macy’s, Gap, Old Navy, Banana Republic, Barnes & Noble, BassPro Shops®, Brookstone, Callaway Golf, EB Games, JC Penney, Kohl's, LL Bean®, Men's Wearhouse, Orvis®
- Office & School supply discounts from Staples®
- Wholesale Savings Clubs – Including, SAM's Club, BJ’s, and Costco
- On-line Participants including Overstock.com, Omaha Steaks, PajamaGram.com, 1-800-Pet–Supplies, FromYouFlowers.com, CajunGrocer.com, VermontTeddyBear.com
Dining and Entertainment
With GenGold® a night on the town can be less expensive than staying in.
- National Restaurant Discounts – Participants include Applebee’s, Olive Garden, Chili’s, Bob Evans, Bugaboo Creek Steakhouse, Cracker Barrel, Logan's Roadhouse, Longhorn Steakhouse, Panera Bread®, Papa John's, Subway, Uno’s Bar & Grill and many more
- Dining Dough – 68% savings on $25 dining certificates at your favorite local restaurants. Just click, print, and present.
- CityPass® - a pay-one-price ticket book that includes actual admission tickets to a city’s most popular five or six famous attractions
- Movie Ticket & Movie Rental Discounts – Participants include Blockbuster, AMC, Carmike, Cinemark, Cobb, Hollywood Theaters, Malco Theaters, Marcus Theaters, Muvico, Nat’l Amusement/Showcase, NCG Cinemas, Pacific Theaters, Regal Cinemas, Warren Theaters
- Attraction & Theme Park Discounts – Adventure, excitement and thrills for the whole family for less! Participants include Sea World, Busch Gardens, Universal Studios, Cypress Gardens, Dollywood, Six Flags, Disney World, and many more
- Ski Lift Tickets – Most major resorts across the country deeply discount ski lift tickets and passes for GenGold® members
Cash Back Rewards
Get up to 33% cash back when using your debit or credit card to make purchases at 350 of the nation’s top on-line retailers.
- Participants include Home Depot, Gap, Target, Best Buy, Barnes & Noble, Saks Fifth Avenue, Wall Street Journal, Zales, The Sports Authority, JC Penney, Kohl's, Match.com, Men's Wearhouse, Orvis®
Family Benefits
You can treat the family to discounts and savings on products and services they use everyday!
- Grocery Coupon Club - free membership
- Student Grant Locator Service - discounted one-time fee
- 24-Hour Emergency Road Service - discounted membership
- Pet Health Insurance - discounted premiums
- Communication Discounts – Cut the cost of keeping in touch with deeply discounted long distance, pre-paid phone cards (AT&T) for just 2.5 cents per minute, and ISP services
Health Services Savings
Receive special pricing and valuable health services discounts from some of the most trusted names in health care today!
- Group Dental Discount Plan - including orthodontic discounts
- Prescription Discounts
- Vision Care Discounts
- Eyewear and Contact Lens Savings
- Hearing Care and Hearing Aid Discounts

Amazing Value

The Gold Collection is now available for just $5 per month. It can be added to any of our checking accounts and it's easy to sign up. Call or stop by your local branch to sign up today!

Real Savings

Mike from Fernandina Beach was paying $153 per year for AAA coverage for a family of four. He switched to GenGold's Roadside Assistance and saved over $100 per year.

Reed from Amelia Island booked a last-minute cruise through GenGold® and saved $125 per person. The best part was GenGold® did the searching for him!

Wendy from Chipley saved $26.50 on a recent night out with her family. They saved $10.50 on movie tickets and $16 at the restaurant!

Call or stop by your nearest branch to sign up today and find out how much you can save!