Personal Checking & Savings

At First Federal Bank of Florida, we offer a variety of checking and savings accounts to meet your financial needs. Our accounts come with services and features that provide you with convenient access, peace of mind, and many options.

Personal Checking Features

  • Free Online Banking. Our internet banking is fast, secure, and simple. It gives you the ability to track transactions, transfer money, and pay your bills. Best of all, it’s open 24 hours! It’s like having your very own branch.
  • Free VISA Debit.  This card gives you the ability to check your balance, withdraw cash, and use it anywhere VISA is accepted. Best of all, you can use your ATM card free of charge at any First Federal Bank of Florida ATM.
  • Direct Deposit. Sign up for Direct Deposit and your paycheck will be safely and securely transferred right to your account, saving you time and money.
  • eStatement. Have your statements emailed directly to you! It’s convenient and secure!
  • Online Bill Pay. The convenience of paying your bills online. Transfer your payments directly from your online account. It’s fast, secure, and safe!
  • Mobile Banking. Now you can check a balance, transfer funds and even find our closest location anytime, anywhere! Click here to learn more.
  • GenGold® Membership. This membership offers access to a variety of discounted services, gift cards, travel services and much more. Click here to learn more.

Savings Features

  • No two customers are alike. Some save for summer vacations, others for retirement or their child’s education. We offer a variety of options ranging from long-term savings accounts, to CDs, IRAs, Cash Management Accounts and Health Savings Accounts.
  • Whether you need short term or long term savings, or something in between, we have a savings account to fit your future.
  • Our Financial Specialists can assist you with your options and guide you toward reaching your savings goal.



Miscellaneous Account Fees