Check images returned in statement at no charge. Free personalized checks, deposit and withdrawal tickets. Internet Banking and AIMEE telebank services available at no charge.
Interest rate and annual percentage yield (APY) will depend upon the daily balance in the account as shown on the Rate Chart. Interest rate and APY subject to change. We may change the interest rate weekly. Interest begins to accrue on the business day we receive credit for the deposit of noncash items (ex: checks). Interest will be compounded daily and will be credited to the account monthly.
We use the daily balance method to calculate the interest on this account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $5,000.00 in the account each day to obtain the disclosed APY.
Up to 6 transfers per month allowed by check, draft, telephone, preauthorized transfer or other order by the customer. $10.00 per transaction charge, if transaction limitations are exceeded. Unlimited withdrawals in person. ATM transactions are not allowed for this account.
Monthly service charge of $14.00 imposed every statement cycle when the daily balance falls below $2,500.00 on any day of the cycle. $3.00 discount on monthly service charge with e-Statement. Account will earn reduced rates for balances below $25,000.00, and will earn no interest on any day that the balance falls below $5,000.00. See Miscellaneous Fees and Charges* for schedule of fees associated with specific services.
*Miscellaneous Fees and Charges