Personal Loans

LOAN OFFICERS

Mortgage Lenders

Baker County
Wally Smith

Bay County
Joe Pelter

Columbia County
Robb Burns
Roxanne Maxson

Duval County
Todd Corley
Wendy Hilton

Holmes County
Debbie Moxley

Jackson County
Debbie Moxley

Nassau County
Reed Birtles

Sarasota County
Keith Hamilton

St. Johns County
Jen Chaney

Suwannee County
Sherri Foreman

Washington County
Debbie Moxley

Personal Lenders

Baker County
Becky Brown
Dana Wood

Columbia County
Gloria Markham
Reneé Faulkner
Nicole Storer

Hamilton County
Debbie Reid

Holmes County
Sandy Spear
Wesley Whitaker

Jackson County
Garrett Grimsley

Lafayette County
Wendy Bash

Nassau County
Mary Bunk
Kim Sheppard

Sarasota County
Eric Peters

Suwannee County
Pam Cochran
Kyna Smith
Heather Thompson

Washington County
Wendy White

Fixed Rate Residential Mortgages
Interested in buying or building a new home? First Federal is committed to making home financing fast, easy, and affordable with local decision making and friendly service.

To begin the application process, just click on Apply Now below and complete our online mortgage application.

Check Rates Apply Now

Personal Auto, Boat, Lot or Land Loans
A personal loan is just that...personal. That’s why we create custom loans for whatever you need.

We can help you with personal loans of $2,500 or more, within the bank's lending area. Loans subject to approval, verification and collateral evaluation.

To begin the application process, click on Apply Now below to fill out our personal loan application. You may fax the application to (386) 754-7159, Attn: Consumer Loan Dept. or mail to First Federal Bank of Florida, Attn: Consumer Loan Dept., PO Box 2029, Lake City, FL 32056; or bring a copy of application to a local branch.

Home Equity Line of Credit
Use the equity in your home to remodel your kitchen, add a deck, or go on vacation - the possibilities are endless!

We can help you with home equity lines of credit of $2,500 or more, within the bank's lending area. Loans subject to approval, verification and collateral evaluation.

Contact your Personal Lender today to learn more. Ask about the No Closing Costs option!