Personal Loans

Residential Mortgages
Interested in buying or building a new home or refinancing your current home? First Federal is committed to making home financing fast, easy, and affordable with local decision making and friendly service.

To begin the application process, just click on Apply Now below and complete our online mortgage application.

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Personal Loans
A personal loan is just that...personal. That’s why we create custom loans for whatever you need.

We can help you with personal loans of $2,500 or more, within the bank's lending area. Loans subject to approval, verification and collateral evaluation.

To begin the application process, click on Apply Now below to fill out our personal loan application. You may fax the application to (386) 754-7159, Attn: Consumer Loan Dept. or mail to First Federal Bank of Florida, Attn: Consumer Loan Dept., PO Box 2029, Lake City, FL 32056; or bring a copy of application to a local branch.

Home Equity Loans or Lines of Credit
Use the equity in your home to remodel your kitchen, add a deck, or go on vacation - the possibilities are endless!

We can help you with home equity lines of credit of $2,500 or more, within the bank's lending area. Loans subject to approval, verification and collateral evaluation.

Contact your local branch for more information.