Debit Cards

A Visa Debit card from First Federal gives you the flexibility to pay for everyday items without carrying cash or using checks. You can make purchases in-store or online, and withdraw cash from your checking account at ATMs and point-of-sale terminals in stores.


UChoose Rewards®

Earning rewards with your debit card is easy when you use your First Federal Visa Debit card. You can earn points on everyday purchases and earn even more points with online specials. Redeem your points for merchandise, travel, gift cards, and even cash back. Keep track of your points and redeem them online at Click here to learn more.



Get the mobile app that lets you control debit card usage and spending on the go. CardValet lets you turn your debit card "on" and "off" through your mobile device. You can manage your finances by controlling how, when, and where your card is used with CardValet. It's your card, on your terms.

To sign up, download the CardValet app for your Apple or Android device in your app store. When you're registering your card, choose "Other Financial Institution," if First Federal Bank of Florida does not appear.

Chip Card Technology

First Federal Visa Debit cards now come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Chip cards are not only more secure - they're also easy to use.

Click here to learn more and watch a video demo.


My Card Creation

Now you can make your debit card a one-of-a-kind by customizing it with your own photo! My Card Creation lets you upload a photo of your choice or you can add an ID photo of yourself for an added layer of security.

Click here to get started!


Apple Pay

Enjoy all the benefits of your First Federal debit card using Apple PayTM on iPhone 6 or newer. It's the easy, secure, and private way to pay with a simple touch.

Click here to learn more.


Coming Soon!

Samsung Pay and Andriod Pay - Contactless payment systems that allow you to use your Samsung phone or Andriod device to make payments.

Need Debit Card Assistance?

Someone is standing by 24/7 to help assist you with any debit card questions. Call 1-877-499-0572.

Traveling out of town? Let us know when you'll be gone by giving us a call at the number above, or filling out the form found here.

Lost or stolen debit card? Call 1-800-472-3272 for assistance.

To report and missing or stolen debit card while traveling out of the country, click here.

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.