Debit Card Courtesy Overdraft Protection

Stay Protected

First Federal’s Debit Card Courtesy Overdraft Protection program allows us to cover debit card transactions that would normally overdraft your account. These transactions would usually be declined, leaving you unable to complete transactions with your debit card. The program covers transactions including debit card purchases and ATM transactions. The program doesn’t include checks or recurring debit card transactions (like regularly scheduled bill payments.)

By opting in to this program you allow First Federal to accept these transactions and cover the amount you overdraft up to a certain dollar amount depending on your account type. Our normal overdraft fees apply in these situations, and this program isn’t designed to be abused. Instead it is offered as a convenience so your debit card isn’t declined at an inopportune time.

Use the link to the right to opt in today and ensure you’re covered!


Yes, I want to Opt-In